Comments on: Travelex Insurance says Peru rains and mudslides may not be covered by insurance.

By: james garland

james garland — Wed, 10 Feb 2010 21:31:25 +0000

I think Mr. Bates did advertise on this site. He just wasn’t charged for it. Plus he got to put in a comment degrading his competition.

By: Charlie Leocha

Charlie Leocha — Wed, 10 Feb 2010 17:32:17 +0000

I did not mindlessly approve Mr. Bates’ comment. I would rather he advertise on the site, but in this case, I feel, his comments add to the conversation.

By: Puzzled

Puzzled — Wed, 10 Feb 2010 16:58:56 +0000

As a travel agent and a long-time follower of Consumer Traveler, I object to the above post. Not only are Mr. Bates’ statements regarding travel agents overly broad, they are also self-serving and, in many cases, inaccurate.

I also object to the shameless commercialization of this board. I’m surprised that Mr. Bates’ comments were posted by the moderators.

By: Adam Bates

Adam Bates — Wed, 10 Feb 2010 16:38:54 +0000

Unfortunately not all travel insurance is the same and not everyone’s travelers insurance needs are the same which is why I recommend contacting an insurance agent. Most travel agents are not familiar with the many risks when traveling abroad and are not familiar with insurance benefits as well as exclusions.

Buying your travel insurance from http://www.InsuranceForTrips.com does not cost you any more than if you purchased it online or from a travel agent; however, you do receive professional advice from insurance agents who frequently travel in and out of the US.

-Adam Bates
Insurance For Trips.com
800.647.4589

By: Perceptive Traveler

Perceptive Traveler — Wed, 10 Feb 2010 16:08:13 +0000

Every time I’ve though about buying travel insurance, I’ve started reading the terms and conditions and got so mad I said “forget it.” These companies remind me of the extended warranty hucksters for electronics and used cars past their factory warranty. The deck is stacked against you in the long run, so you’d be better off self-insuring yourself and amortizing that over all your trips. Purely as a math problem, almost anyone is better off that way unless they take only a few big vacations in a lifetime.

By: SirWired

SirWired — Tue, 09 Feb 2010 14:55:46 +0000

I think there may be some misunderstandings here:

- The Basic policy is just that, basic. It isn’t surprising it doesn’t cover a lot of things, nor would you expect the policy to, with a name like that.

- I think you may be confusing the emergency evacuation coverage with Trip Interruption Coverage. They are separate parts of the policy, and used for different reasons. With emergency evac. coverage, they will med-evac you via chopper, specially chartered hospital jet, etc. to get you to medical care. This simply isn’t necessary for a traveler that is stranded, but otherwise ok. The Trip Interruption Coverage (usually included) will work to get you home via common carrier, and at least some of the additional costs for doing so should be covered.

SirWired