Comments on: So where should I buy my travel insurance?

By: Kurt

Kurt — Wed, 14 Dec 2011 23:51:00 +0000

Whether you are looking for cruise insurance or any other insurance, it is always important to compare the prices as well as the benefits. If really in doubt, one can hire an insurance comparison company to assist him and help him find the best or one that suites him.

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By: KReid

KReid — Tue, 03 Nov 2009 18:53:13 +0000

I have to agree with the other comments here. Chris Elliot, what were you thinking? You just recommended Access America??? A company who is notorious for denying claims! I just read an article where you went to bat for another Access America victim, now you recommend them?
The comparison websites you recommended are pretty overwhelming too. You don’t need to navigate your way through hundreds of sub par plans. You need a reputable plan from an A+ rated carrier with a solid record for paying claims. You do not find this on a camparison website and you certainly don’t find it at your travel agency.

By: Travel Gal

Travel Gal — Tue, 03 Nov 2009 17:04:18 +0000

I sell travel insurance because I had a client who was seriously injured on a trip overseas. This client had a Travel Guard policy. Travel Guard helped while he was hospitalized and booked his flights home. They paid a claim for medical expenses, hospitalization and trip interruption. I sell Travel Guard because of this experience…and because I have a good sales person…and because I can call anytime and get a live person. Not only does travel insurance protect me and my clients, but I enjoy the added revenue. This article is a disservice to anyone who heeds his advice.

By: Nancy

Nancy — Tue, 03 Nov 2009 15:58:54 +0000

I have been in the travel industry for a very long time, from working within the cruiseline to the other side of the fence as a travel agent.
I myself sell only Travel Guard, I have a incredible rep that keep me informed of all updates, and far as filing claims, which I have filed many clients on behave of my clients. Travel Guard has never denied any claim. I have found Travel Guard to be nothing but professional and quick to accommodate my clients needs.

Thank you
Nancy

By: Bodega

Bodega — Tue, 03 Nov 2009 01:56:49 +0000

Chris isn’t licensed to sell insurance, so he doesn’t understand all that he is writing about. There are times that taking out both a travel insurance and a travel cancellation waiver is a good idea. If you live abroad, but purchase your travel arrangements with a US company, you can’t take out coverage with many US travel insurance companies. Out of the various companies we sell, there is one that allows this type of purchase.

I agree with David taht TravelEx is an excellent company to do business with. As with any type of business, there are ones that are decent to work with and ones that make clients jump through hoops to get what they paid for. I believe Mr. Elliott just went to bat for a woman who had coverage through a company that almost never pays their claims on the first submission, yet he is listing them as one he would go to. Those of us in the travel business have lots of options on what we sell. Many of us work with the companies that are there when the chips are down and provide good customer service along with a good, strong product.

By: David Ourisman

David Ourisman — Mon, 02 Nov 2009 18:55:02 +0000

I would add Travelex as one of the really good and reputable travel insurance companies.

By: John M

John M — Mon, 02 Nov 2009 18:21:31 +0000

The professional travel agents I know aren’t so concerned with a quick, one time sell that you seem to imply is all that agents are about in many of your articles. The agents I know are about building long term relationships that build repeat customers. The reason is simple, money. A quick sell that isn’t in the customers best interests will cost the agent far more than they will make which is why that broad brush you like is so insulting to them. A thirty dollar commission isn’t worth losing a customer over because in the long run that customer would have made an agent far more than thirty dollars.

You are correct that any agent who pressures a customer into any purchase is probably not looking out for the best interests of the customer however the vast majority of agents don’t do that and so it would be nice if you would stop implying that to be the case.

Travel agents do have a vested interest in pushing customers to purchase travel insurance, it’s called looking out for the customer’s best interest and to be truthful, there is a little bit of CYA. If agents don’t suggest it and document that they did so and something goes wrong and the client doesn’t have coverage, guess who gets the blame (and sometimes the lawsuit), that’s right, the travel agent.

By: Chris Morse

Chris Morse — Mon, 02 Nov 2009 17:16:17 +0000

It is obvious that you do not sell travel insurance. If you did, you know that it is not really the insurance that matters, but the way the claims are processed. And you forgot to tell us that there is primary and secondary coverage which makes a big difference. When you give your readers all the correct information then you will be doing us a good service, but until then, the information that you gave us is poor and bad advise. Travel Guard is the worst company followed by Access America becasue of their claims policies and proceedures. To even mention them shows me that you did not reserach your article. Anyone reading this article should take it with a grain of salt.

By: Insurance Blog » So where should I buy my travel insurance?

Insurance Blog » So where should I buy my travel insurance? — Mon, 02 Nov 2009 16:08:35 +0000

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